Owning and operating a restaurant can create a lot of unnecessary stress. When people open a restaurant, they want to focus on offering delicious food and excellent service. However, they will quickly discover that those aspects are the least of their worries. Fortunately, by hiring Citizens Business Insurance Services , they will be able to relieve some of their daily stress. Citizens Business Insurance Services handles legal and insurance issues for restaurants, ranging from buffets to sandwich shops. If something should happento the business' building, it will be replaced at actual cost or cash value. They will even increase the building value to adjust for inflation. Everyone realizes that a building bought twenty years ago is going to cost substantially more today. Most insurers would simply issue a check to cover the original amount. Theytake this a step further by also protecting the contents and equipment inside of the building. If anything is damaged or stolen they will issue the business the proper funds to buy the equipment at today's prices. Citizens Business Insurance Services will also cover any loss of income if any damage or theft prevents the business from operating for a period of time. The final portion of standard insurance they offer is a credit for any undamaged portion of the business that has to be demolished.

Citizens Business Insurance Services also handles legal issues that restaurants face on a daily basis. Employee dishonesty is something that many restaurants have to deal with, as some employees are tempted by the cash laying around. The majority of restaurant workers are not super wealthy, so they may figure that a few extra dollars a day could really help out. Citizens Business Insurance Services will investigate these occurrences and reimburse the company for their loss. Forgery is another issue that restaurants have to encounter. Identity thieves can steal a credit card number, go buy a cheap sandwich and get cash back. Their services also cover counterfeit and money order issues. With a little technology and a fair amount of knowledge, people can substantially multiply the value of their money, by counterfeiting. Citizens Business Insurance Services also offers a wide variety of other liability coverage. Restaurants need to ensure that they are properly covered in all aspects, as people have been known to sue over their petty events, such as their coffee being too hot. Restaurants looking to minimize their liability should contact Citizens Business Insurance Services today. This is only an outline of the coverage options they offer to restaurants. They can build a custom package that will meet any restaurants wants and needs.

Have questions about restaurant insurance?

We know choosing an insurance partner is a big decision. Citizens Business Insurance Services offers coverage from the top companies you trust specifically tailored to the restaurant industry.

For more information call us today at 888-438-2683 or click on the Apply Now! button at the top of the page for free evaluation.